GodRules knows that it is not Jehovah that forgives when you approach the elders but it comes down to the elders as to whether you get punished, disfellowshipped or forgiven. Elders can be very fickle and can use their power in a vindictive way, after all they are only human and imperfect at that.
In my experience I had to go through a judicial committee because I doubted certain aspects of the society and organisation, my husband and I were really hammered and pulled in all directions, it was a dreadful experience, we felt no love towards us at all and they seemed to take great pleasure in trying to make me cry. We went through 6 months of punishment imposed on us by the elders, we were made to feel totally inadequate, a sub-class in the congregation.
I know that when you say that disassociation only makes things worse this is just your own opinion, but we have been through it and realise now that to disassociate was the most positive thing we could have done. We have regained our lives, our dignity and restored a happy and balanced family life. We no longer live under the judgemental gaze of the elders who were watching constantly and caused us a lot of stress when we were only doing what the WT tells us to do - question everything, because the elders had no decent answers for our enquiries we were punished.
aud8 - the elders would like to feel that you are now doomed to die at Armageddon, this is because they have been taught in a judgmental, unloving religion. Now that you are free to examine and research 'the truth' without fear of retribution within the congregation I am sure you will come to the same conclusion as we have, that the JW organisation itself has made unforgiveable mistakes, they have never shown any repentance for the errors they have made yet they expect you too. A case of double standards there. Your life now aud8 is your own to do with as you want. Enjoy it and make the most of every day and do not feel any guilt - just think about whether a loving God or Jesus would truly treat you the way the elders do? Jesus looked upon people with compassion, a trait rarely found in the organisation.